What a Nightmare!

Yesterday about noon we hear back from the realtor telling us that they are just waiting on one piece of paper to complete our loan and get the papers off to the title company.  She said after that, they need 24 hrs. for HUD (FHA loan) to finalize their part.  So, she estimates we'll close on Monday which is great because we were supposed to close this Monday.

Anyway, I went online to check our bank to insure we had the estimated amount that we'll need for closing in our bank.  Much to my surprise, I find out that someone has stolen my card # and information to make purchases online!  They have made over $500 worth of purchases with the 1st one on May 10!!  I'm so mad, stressed, and worried.  There's no way we can come up with over $500 by this coming Monday & we don't get paid until Friday.  Either way we look at it, we'll be short & have to struggle for the next month to get that money back.  What a nightmare!

My sister might loan me the money we need until we can pay her back but still, I feel so frustrated.  Here's what I think happened:  When we moved from the Foothills, we changed our address with our bank however they failed to change the address on time and that month we were already out, we received a bank statement there which was forwarded to our new address.  So far, no big deal, right?  Except that someone bought that house shortly after we moved and the bank messed up again & sent my new card to that address so it had to be forwarded to me again!  A week after that happened, bam!  May 10 charge happened for shoes from Canada!  I remember showing that house to a Canadian couple...Coincidence???  Probably not.

I know, anybody could have stolen the bank card info. but I think it's too much of a coincidence that we showed the house to Canadians, the home was purchased last month, and my card incident happened right before my charges appeared.  I haven't even activated the new card because it doesn't expire until the end of this month!!!

I think what makes me the most upset about this is the fact that if it was the Canadian couple, they knew we had baby H & ultimately this is a slap in the face to him!  How are we supposed to feed him, clothe him, bathe him for that whole month that they have stolen from us??  I suppose we could postpone closing on the home another 2 weeks but why should we have to make sacrifices when we did nothing wrong?!!!

Thank God for my family who's willing to help.  My little sister said she'd loan us her tax refund to close on our home next Friday but she shouldn't have to do that either b/c it doesn't even have anything to do with her.  I'm just very ticked off & stressed out.  I know it'll be ok but I just want it to be over.  I hope they catch them & they get what they deserve!!  My condolences to everyone else it has happened to.